Ley-de-Emprendedores

Tras una larga espera el 24 de mayo de 2013 se publicaba el anteproyecto de Ley de Apoyo a los Emprendedores, anteproyecto en el que de entre muchas medidas cabe destacar la intención de facilitar financiación a los emprendedores.

Ley-de-Emprendedores

After a long wait, the draft Law on support for Entrepreneurs was published on the 24th of May. This draft law, among its many measures, highlights its aim to make funding easier for entrepreneurs.

Se trata únicamente de un anteproyecto de Ley pero las diferentes informaciones del gobierno apuntan a una posible entrada de fondos públicos en el accionariado de las empresas emprendedoras que quieran invertir en el exterior.

Así en esta situación de difícil acceso al crédito bancario, se prevé que  3 fondos de inversión públicos, que en la actualidad suman entre los tres 1.200 millones de euros, inviertan en el accionariado de las empresas de cara a su internacionalización. Estos 3 fondos son:

  • FIEM: Fondo para la internacionalización de la empresa.
  • FIEX: Fondo para inversiones en el exterior.
  • FONPYME: Fondo para operaciones de inversión en el exterior de la pequeña y mediana empresa.

Con la participación en el accionariado de estos tres fondos se facilitará la obtención de créditos bancarios puesto que se contará con el respaldo de entidades públicas que demuestren la solvencia necesaria a los bancos.

A continuación pasamos a detallar las principales características de estos fondos:

FIEM

En la actualidad la principal línea de actuación consiste en financiar operaciones de inversión en el extranjero por parte de empresas españolas, tanto corporativa (riesgo balance) como de tipo project finance (riesgo proyecto). En el futuro se ha pensado que este fondo pueda aportar recursos a fondos de inversión y fondos de garantías que tengan por objeto financiar proyectos en el exterior.

Los objetivos de este fondo se engloban en dos grandes grupo:

  • Apoyar comercial y financieramente de manera integral la internacionalización de las empresas españolas.
  • Conseguir la máxima eficacia de los recursos dispuestos.

FIEX

Este fondo que en la actualidad opera con un capital de 750 millones de euros, permite ralizar inversiones en el extranjero hasta un máximo de 25 millones de euros mediante inversiones temporales en los fondos de las empresas.

Las características más relevantes del apoyo financiero ofrecido por este fondo son las siguientes:

  • Son proyectos financiables aquellos proyectos viables de carácter privado en el exterior en los que exista algún tipo de interés español.
  • La participación se puede hacer mediante aportaciones en el capital de las empresas, o mediante préstamos de coinversión.

FOMPYME

Este fondo actúa con las mismas características que el fondo FIEX pero está pensado para pequeñas y medianas empresas, así opera con un capital de 50 millones de euros y su línea máxima de inversión es de 5 millones de euros.

Las características más destacables de este fondo son las siguientes:

  • Se podrán financiar aquellos proyectos de pymes en el exterior en los que exista algún tipo de interés español.
  • La participación podrá realizarse mediante aportaciones de capital o mediante préstamos de coinversión.

Desde LeQuid queremos apoyar a los jóvenes emprendedores y empresarios, y por ello consideramos que estos fondos de inversión y nuestro asesoramiento legal configuran una estrategia de negocio que garantiza una expansión internacional viable de su empresa.

It is only a draft Law but different information from the government notes a possible addition of public funding in shares of entrepreneurial companies that want to invest abroad.

At a time when bank credit is so hard to access, it is expected that 3 public investment funds that currently add up to 1,200 million euros, will be invested into shares of companies that want to expand internationally. These three funds are:

  • FIEM: Fund for business internationalization.
  • FIEX: Fund for overseas investment
  • FONPYME: Fund for investment operations overseas for SMEs

With shareholdings for these three funds, obtaining bank credits will be made easier due to the support of public entities which show the reliability that the banks need.

Below the main characteristics of these funds are described.

FIEM

Currently, the main line of action consists of financing investment operations overseas for Spanish companies. This includes corporative investment (balance risk) as well as project finance (project risk). In the future, there are considerations for this fund to also provide investment funding resources and guarantee funds that aim to finance overseas projects.

The objectives of this fund can be classified into two main points:

  • To provide commercial and financial comprehensive support for the internationalisation of Spanish companies.
  • To gain maximum efficiency from the available resources.

FIEX

This fund, which currently operates with €750 million of capital, allows for overseas investment of up to a maximum of €25 million through temporary investments in funds for companies.

The most relevant aspects for financial support offered by this fund are the following:

  • Financial projects are classed as viable private projects overseas where there is a Spanish interest rate.
  • It is possible to take part through contributions to companies’ capital or through co-investment loans.

    FOMPYME

    This fund has the same characteristics as FIEX but is aimed at small and medium enterprises. It operates with €50 million of capital and the maximum investment is €5 million.

    The main aspects to be highlighted from this fund:

    • This fund may finance SME projects overseas where there is a Spanish interest rate.
    • It is possible to take part through contributions of capital or co-investment loans.

    At LeQuid we wish to support young entrepreneurs and companies, and therefore we think that these investment funds and our legal advice add up to a business strategy that can guarantee the viable international expansion of your company.

     Ley-de-Emprendedores

    After a long wait, the draft Law on support for Entrepreneurs was published on the 24th of May. This draft law, among its many measures, highlights its aim to make funding easier for entrepreneurs.

    It is only a draft Law but different information from the government notes a possible addition of public funding in shares of entrepreneurial companies that want to invest abroad.

    At a time when bank credit is so hard to access, it is expected that 3 public investment funds that currently add up to 1,200 million euros, will be invested into shares of companies that want to expand internationally. These three funds are:

    • FIEM: Fund for business internationalization.
    • FIEX: Fund for overseas investment
    • FONPYME: Fund for investment operations overseas for SMEs

    With shareholdings for these three funds, obtaining bank credits will be made easier due to the support of public entities which show the reliability that the banks need.

    Below the main characteristics of these funds are described.

    FIEM

    Currently, the main line of action consists of financing investment operations overseas for Spanish companies. This includes corporative investment (balance risk) as well as project finance (project risk). In the future, there are considerations for this fund to also provide investment funding resources and guarantee funds that aim to finance overseas projects.

    The objectives of this fund can be classified into two main points:

    • To provide commercial and financial comprehensive support for the internationalisation of Spanish companies.
    • To gain maximum efficiency from the available resources.

    FIEX

    This fund, which currently operates with €750 million of capital, allows for overseas investment of up to a maximum of €25 million through temporary investments in funds for companies.

    The most relevant aspects for financial support offered by this fund are the following:

    • Financial projects are classed as viable private projects overseas where there is a Spanish interest rate.
    • It is possible to take part through contributions to companies’ capital or through co-investment loans.

      FOMPYME

      This fund has the same characteristics as FIEX but is aimed at small and medium enterprises. It operates with €50 million of capital and the maximum investment is €5 million.

      The main aspects to be highlighted from this fund:

      • This fund may finance SME projects overseas where there is a Spanish interest rate.
      • It is possible to take part through contributions of capital or co-investment loans.

      At LeQuid we wish to support young entrepreneurs and companies, and therefore we think that these investment funds and our legal advice add up to a business strategy that can guarantee the viable international expansion of your company.